Tenerife has become one of the most popular destinations for European pensioners seeking a peaceful, sunny, and high-quality retirement. But beyond the weather, one of the key decisions when settling here is:
 How do I want to live day to day? Alone and independently, or in a more community-oriented setting? With shared services or in my own private space?

In this article, we explore the most common types of housing for foreign retirees in Tenerife, so you can better understand which option might suit your lifestyle and needs.

1. Independent housing: total autonomy

The most common option for those retiring in Tenerife is renting or buying a private home—whether it’s an apartment, house, or bungalow.

Advantages:

• Full freedom to organise your daily routine.
  
• Private space, no shared rules or schedules.
  
• You can renovate or adapt the space to your own needs.
  

Things to consider:

• You are responsible for everything: maintenance, utilities, security.
  
• In less populated areas, it may be harder to socialise.
  
• If you live alone, it’s advisable to plan for occasional help with some tasks.
  

This is ideal if you enjoy your independence and prefer to manage your own life without relying on others.

2. Private residential communities for seniors

Tenerife also has gated communities aimed at older adults, although they are less common than in northern European countries.

What they offer:

• Private homes within a quiet, shared environment.
  
• Optional services: maintenance, security, shared areas.
  
• Peaceful surroundings with people at a similar life stage.
  

Advantages:

• Tranquillity and comfort in a low-maintenance setting.
  
• More social contact than living entirely alone.
  
• Ideal if you want fewer responsibilities for home upkeep.
  

Things to consider:

• There may be monthly service fees.
  
• These are not care facilities, but independent living environments.
  

3. Senior cohousing: an emerging communal alternative

Senior cohousing is a less common but increasingly popular concept: communities of self-managed residents with private homes and shared spaces.

Features:

• Independent living with a sense of connection.
  
• Shared decisions, common activities, mutual support.
  
• Often started by like-minded people with shared values.
  

Things to consider:

• Cohousing is still rare in Tenerife, although a few pilot projects are underway.
  
• It requires active participation and long-term involvement.
  

While Asesoría Quintero does not provide housing within cohousing models, we believe it’s helpful to know this option exists for those looking for a different kind of community living.

4. Assisted living and care homes

For retirees with moderate to severe health needs, Tenerife offers both public and private care homes.

Services include:

• Medical and nursing care.
  
• Help with personal tasks and daily routines.
  
• Adapted activities and 24-hour monitoring.
  

Things to consider:

• These facilities are meant for people with significant health needs.
  
• Residency in Spain is not always required, but certain entry criteria must be met.
  

Which option is best for you?

Each person experiences retirement differently. To choose the right type of housing, ask yourself:

• Do I want full independence, or would I prefer some level of shared living?
  
• Will I need help with mobility or daily tasks now or in the future?
  
• Do I want to integrate into a local environment or live among other foreigners?
  
• How do I imagine my daily life five or ten years from now?
  

Conclusion: A retirement that fits your life

In Tenerife, you can shape your retirement the way you want: independently, in a quiet residential setting, or with more care and support.
 What matters is that you choose a space that makes you feel comfortable, safe, and fulfilled.

If you need guidance on how to settle legally in Tenerife, obtain your NIE, register as a resident, access healthcare or handle tax matters, the team at Asesoría Quintero is here to help.

Contact us and let us guide you toward informed, realistic decisions that match your personal situation.